* This offer expires June 30, 2020. More Rewards Points are only available to residents of British Columbia,
Alberta and Manitoba who purchase an eligible life insurance policy offered by The Empire Life Insurance Company. Some restrictions apply.
More Reward Points are earned only on premiums paid during the first year of coverage and are subject to provincial regulatory maximums
(Not available in Saskatchewan and Yukon Territories).
** Kid Start is an Empire Life insurance strategy using our Optimax Wealth Participating
Whole (Permanent) Life Insurance purchased on the life of the child. A participating policy is an
insurance contract that pays dividends to the policy holder. Dividends are generated from the profits
of the insurance company that sold the policy and are typically paid out on an annual basis over the
life of the policy. Transfer of the policy to a child once they reach the age of majority is not
automatic and requires active involvement of the parent or grandparent.
1$100,000 of 10 year term life coverage for a healthy 40 year old female non-smoker.
Please seek professional advice before making any decision. The information contained within this
document is for general information purposes only and is not intended to provide legal, tax, financial
or professional advice. The Empire Life Insurance Company assumes no responsibility for any reliance
made on or misuse or omissions of the information contained in this document. Owner/life insured
must be a Canadian resident for tax purposes.