Get a Quote

To obtain a quote for simplified term life insurance, provide some details about yourself, select the product and enter the amount of coverage you want. A quote for the monthly or annual premium (price) will appear in the box below.

About you


Select a product
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Based on your age, we recommend Simplified x Term Life Insurance.
Product coverage*
Product coverage*
Do you currently have any Empire Life Simplified 10 or Simplified 20 life insurance coverage on your life?
How much coverage do you want?
If you are not sure how much life insurance you need, click here »

Your Quote1


Choosing a Life Insurance Product
What's the difference between Term and Permanent Life Insurance?
What's the difference between Empire Life Simplified Issue and Empire Life Fully Underwritten Term Life Insurance?

* More Rewards Points are only available to residents of British Columbia who purchase an eligible life insurance policy offered by The Empire Life Insurance Company. Some restrictions apply. Offer expires February 28, 2022. More Reward Points are earned only on premiums paid during the first year of coverage and are subject to provincial regulatory maximums. Not available in Alberta, Saskatchewan, Manitoba and Yukon Territories.

1 The quotation provided sets out the initial premium for either Empire Life Simplified 10 or Simplified 20 term life insurance, as selected by you, based on the sex, smoking status, age and coverage amount indicated and assumes you are in good health. Initial premiums are guaranteed for the first term only. Premiums will increase at each renewal and are not guaranteed for any subsequent renewal term until set by Empire Life.

This quote is only for Empire Life Simplified 10 or Simplified 20 term life insurance. You may have other insurance needs and we recommend that you discuss your overall insurance needs with an advisor. This quote is based on the information provided and assumes you are in good health. It is not a guarantee or an offer of insurance. To purchase insurance, you will need to complete and submit an application for approval. If you are approved and purchase insurance, the premiums, terms, conditions and coverage amount will be as outlined in the insurance contract.